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i wonder if this person will contact his insurance agent & try to have the insurance company pay for the damage?
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Frank the moral police. Lets see, insurance is for accidents, this was an accident (I'm sure he didnt plan on wrecking) I'd file it, and see if they would pay. Would I lie and say i did it off track? No. But I'd make them prove in a policy where I said I would not do a time trial. A fellow viper owner got away with this one too, he knows who he is. The following year, they wrote it into his policy ;-)
Jon