I think what you mean is that there is a very expensive version of hte warranty that covers absolutely EVERYTHING - but includes a lot of items that hte Viper does not have - power seats, navigation system, active handling, 4WD, etc. We bought an extended warranty for both our cars and the one that was out of the original warranty we went with the "one step down" one that still covered almost everything. Our dealer said that is the one most owners get. Take a good look at the additional items covered on the highest level - I'll bet that most do not apply. Hope this helps.
Also, call M&L motors - ask for Jerry - they were really fair to us and VCA members, as well. 1 800 489 6509 tell him I sent you. They beat Fitzgerald for us.....